Personal Finances
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Personal finances are probably one of the most important decisions that a person can make in their life. Thanks to capitalism in our society, Finances determine the quality of life, opportunities, and the direction of a person’s story in an extremely disproportionate manner.
Although money won’t give you happiness by itself (read about the tetrafarmakos), it removes a lot of the obstacles to happiness, and lack of money can definitely cause stress, and result in problems that will definitely result in lower happiness.
One key aspect of personal finances, as in most things in life, is that the earlier that you start planning for your financial future, the better your outcomes are likely to be; the more time you have, the more options.